The inclusion of the affiliate's loans, investments, providers, and solutions in the lender's approach, or in the joint system of affiliated depository institutions, is subject matter to the subsequent:
(ii) In step with paragraph (g) of this segment, a financial institution's system may perhaps consist of optional evaluation parts or eligible modifications and additions into the performance assessments that will apply during the absence of an authorized plan.
The Board evaluates The provision and responsiveness of the financial institution's digital supply methods along with other supply devices, including to very low- and moderate-profits persons, households, or households in the establishment amount by contemplating:
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means a staffed banking facility, no matter if shared or unshared, that the Board authorized or authorized as being a department and that is open to, and accepts deposits from, most of the people.
The Board evaluates a lender's functionality underneath an approved strategy dependant on the overall performance exams that might use in the absence of the approved approach and any optional evaluation parts or qualified modifications and additions towards the relevant performance checks set forth within the lender's permitted prepare.
(two) Should the participants or buyers choose to allocate community advancement loans or Neighborhood progress investments between themselves for thing to consider under this section, no participant or Trader may assert a loan origination, loan order, or investment decision for Neighborhood improvement consideration if another participant or Trader promises the exact same loan origination, loan invest in, or expense; and
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implies a financial institution's loans in a single of the following, individual types in a certain Retail Lending Examination Space:
In assigning Retail Lending Examination conclusions for the State pursuant to § 228.22(h), the Board won't look at a financial institution's routines to become from the State if Individuals routines take place in a retail lending assessment region consisting of counties in multiple Condition.
The Condition Group Development Financing Benchmark actions the greenback volume of community development loans and Group growth investments that profit or provide all or Portion of a Point out for all substantial depository institutions in comparison with deposits situated in the Condition for all big depository establishments, calculated pursuant to paragraph II.e of appendix B to this portion.
Factors regarded as in assessing the effects and responsiveness of the financial institution's community enhancement loans, community development investments, and Group growth products and services contain, but will not be limited to, whether the community development loan, community enhancement investment, or Local community growth provider:
The click here Lender Point out Group Development Financing Metric steps the greenback volume of the financial institution's Neighborhood growth loans and Local community growth investments that reward or serve all or Section of a Condition compared to deposits in the lender that can be found inside the State, calculated pursuant to paragraph II.d of appendix B to this part.
The Board evaluates a bank's retail banking goods made available within the financial institution's facility-centered evaluation places and nationwide, as applicable, for the establishment level as follows:
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